Medicare, with a guide by your side.

Two common paths. One clear explanation.

Medicare Supplement (Medigap)

Works alongside Original Medicare and can help cover certain out-of-pocket costs Medicare doesn’t pay for. Medigap generally offers broad access to providers who accept Medicare, and prescription drug coverage is typically obtained separately through a Part D plan.

For people who value flexibility and more predictable out-of-pocket costs, a Medicare Supplement plan can be especially attractive because it generally allows you to see any provider nationwide who accepts Medicare, without being limited to a plan network.

Medicare Advantage

An alternative way to receive your Medicare benefits through a private insurance company. Plans often use provider networks and may include prescription drug coverage and additional benefits. Costs, benefits, and availability vary by plan and location.

For people who value convenience, lower plan premiums, and bundled benefits, Medicare Advantage can be especially attractive because many plans combine medical and prescription drug coverage in one plan and may include extras such as dental, vision, hearing, or fitness benefits. In exchange, members can be limited to the plan’s provider network and must follow its coverage rules.